Sample report
What the Ownership Gap Assessment looks like.
A complete example built on fictional figures for a $500,000 income-producing acquisition. Your own assessment is private to you and approved Ownership Gap reviewers.
Ownership Gap Assessment · Sample
Commerce Street Assemblage (sample)
Aberdeen, Mississippi · Historic mixed-use / hospitality
Purchase price
$500,000
Total remaining need
$150,000
Equity gap after sponsor cash
$100,000
Deal readiness
93/100
Package ready
Readiness measures how complete and financeable the package is. It is not a funding approval.
Part 1
Readiness scorecard
Each area is scored from the figures and documents on file.
Senior debt coverage
Estimated DSCR of 1.31x against the senior loan.
Leverage discipline
Senior debt at roughly 75% of purchase price.
Sponsor capital committed
Sponsor cash covers about 33% of the remaining need.
Control of the property
Contract status: Under contract.
Income evidence
Projected monthly income of $6,400 on file.
Supporting documents
4 documents in the private file room.
Part 2
Senior debt feasibility
Coverage is estimated from the figures you supplied and is not a lender underwriting decision.
Part 3
Capital need breakdown
Preliminary figures derived from your inputs. Not financing approval or a commitment of capital.
Part 4
Appropriate funding pathways
Availability depends on the deal, the senior lender, and applicable law.
Additional sponsor equity
Lowest friction and no third-party approval beyond the senior lender.
Seller financing
Only where the seller is willing and the senior lender permits subordinate seller paper.
Private or subordinate debt
Requires senior lender consent and enough coverage to carry added debt service.
Reward or community campaign
Suitable for community-significant projects where supporters receive rewards, not returns.
Regulated securities offering
Only through third-party registered infrastructure when investors expect a financial return.
Grants or incentives
Depends on location, program eligibility, and use of the building.
Next
What we would ask for next
- Strengthen: sponsor capital committed — Sponsor cash covers about 33% of the remaining need.
Ownership Gap is not a lender, broker-dealer, securities marketplace, or escrow service. This assessment is preliminary analysis, not financing approval, legal, tax, or investment advice. Funding sources must be approved by the senior lender where applicable.